[TOIL]Impact of financial and sovereign debt crisis 2009 onwards
[TOTA]Total assets
[TTRO]Impact of TLTRO - refers to TLTRO I (BLS rounds 2014Q4 - 2016Q1), TLTRO II (BLS rounds 2016Q3 - 2017Q3) and TLTRO III (BLS rounds 2020Q1 onwards)
[Z]Not applicable
[BLS_COUNT]BLS contract counterpart
[B]Banks
[E]Enterprise
[H]Household
[P]Non-financial private sector (Households and NFCs)
[Z]Not applicable
[BLS_COUNT_DETAIL]BLS counterpart motivation
[BRE]Brown firms
[C]Consumer credit
[DSM]Debt securities - medium to long term (including covered bonds)
[DSS]Debt securities - short term (e.g. certificates of deposit or commercial paper)
[GRE]Green firms/enterprises
[H]Loans for house purchase
[LE]Large enterprises
[LTL]Long-term loans
[MMS]Interbank unsecured money market - short-term (more than one week)
[MMV]Interbank unsecured money market - very short term (up to one week)
[O]Overall
[OM1]Other markets - product 1 (see OBS_COM)
[OM2]Other markets - product 2 (see OBS_COM)
[OM3]Other markets - product 3 (see OBS_COM)
[RLD]Retail long-term deposits
[RSD]Retail short-term deposits
[SCL]Securitisation of corporate loans
[SHL]Securitisation of loans for house purchase
[SME]Small and medium-sized enterprises
[STL]Short-term loans
[TCR]Ability to transfer credit risk off balance sheet
[TRE]Firms in transition
[Z]Not applicable
[TIME_HORIZON]Time horizon
[B12]Last 12 months
[B3]Backward looking three months
[B6]Backward looking six months
[F12]Forward looking twelve months
[F3]Forward looking three months
[F6]Forward looking six months
[LF]Future TLTROs
[LN]Next to last TLTRO-III operation
[LR]Most recent TLTRO
[R03]From 1st quarter 2003 to present
[R10]From 2nd quarter 2010 to present
[R20]Over the first half of 2020
[X01]From 2014 to 2017
[EFFECT_DOMAIN]Effect domain
[AP]Expanded asset purchase programme
[B3]CRR/CRD IV
[BLV]Bank lending volume
[BM]CRR/CRD IV, effect on credit margins
[CC]Climate change impact
[DG]Demand for loans with COVID-19 related government guarantees
[DR]Negative deposit facility rate
[DW]Demand for loans without government guarantees
[MA]Margins on average loans
[ML]Level of bank`s loan margins
[MP]Monetary Policy rates
[MR]Margins on riskier loans
[NP]NPL impact on lending policy
[RA]Share of rejected loan application
[SG]Credit standards on loans on loans with COVID-19 related government guarantees
[ST]Credit standards
[SW]Credit standards on loans without government guarantees
[T3]TLTRO III
[TC]Credit terms and conditions
[TG]Credit terms and conditions on loans with COVID-19 related government guarantees
[TT]Two tier system
[TW]Credit terms and conditions on loans without government guarantees
[ZZ]Not applicable
[MARKET_ROLE]Market role
[D]Loan demand
[S]Loan supply
[BLS_AGG_METHOD]BLS aggregation method
[BDINX]Diffusion index weighted with the share of each bank in the total loan outstanding amount of the banks in the BLS sample
[BFNET]Weighted net percentage (tightened minus eased or reverse), based on the share of each bank in the total loan outstanding amount of the banks in the BLS sample
[DINX]Diffusion index
[FNET]Net percentage (frequency of tightened minus that of eased or reverse)
[N]Number of numeric responses in range from 1 to 5
[NNA]Number of factor not applicable responses (observation value NC with observation status L)
[WA]Weighted average
[WDINX]Weighted diffusion index based on the share of each country in the total loan outstanding amounts of the area aggregate
[WF1]Weighted avg frequency of 1 responses (considerably tightened / strongly negative / not participated / will not participate)
[WF2]Weighted avg frequency of 2 responses (somewhat tightened / negative)
[WF3]Weighted avg frequency of 3 responses (basically unchanged / o / undecided)
[WF4]Weighted avg frequency of 4 responses (somewhat eased / positive)
[WF5]Weighted avg frequency of 5 responses (considerably eased / strongly positive / participated / will participate)
[WF6]Weighted avg frequency of 6 responses (tightest level)
[WF7]Weighted avg frequency of 7 responses (level remained constant)
[WF8]Weighted avg frequency of 8 responses (loosest level)
[WFNA]Weighted avg frequency of not applicable responses
[WFNET]Weighted net percentage (tightened minus eased or reverse) based on the share of each country in the total loan outstanding amounts of the area aggregate
[Q.AT.ALL.BC.E.LE.B3.ST.S.DINX]Quarterly – Austria – All banks – Impact of bank competition – Enterprise – Large enterprises – Backward looking three months – Credit standards – Loan supply – Diffusion index
from
2008-Q2=0
to
2025-Q1=0
min:
-20
max:
10
avg:
-2.637
σ:
6.211
Add to cartDownload
[Q.AT.ALL.BC.E.LE.B3.ST.S.FNET]Quarterly – Austria – All banks – Impact of bank competition – Enterprise – Large enterprises – Backward looking three months – Credit standards – Loan supply – Net percentage (frequency of tightened minus that of eased or reverse)
from
2008-Q2=0
to
2025-Q1=0
min:
-40
max:
20
avg:
-5.273
σ:
12.422
Add to cartDownload
[Q.AT.ALL.BC.E.SME.B3.ST.S.DINX]Quarterly – Austria – All banks – Impact of bank competition – Enterprise – Small and medium-sized enterprises – Backward looking three months – Credit standards – Loan supply – Diffusion index
from
2008-Q2=0
to
2025-Q1=0
min:
-14.286
max:
7.143
avg:
-1.261
σ:
4.233
Add to cartDownload
[Q.AT.ALL.BC.E.SME.B3.ST.S.FNET]Quarterly – Austria – All banks – Impact of bank competition – Enterprise – Small and medium-sized enterprises – Backward looking three months – Credit standards – Loan supply – Net percentage (frequency of tightened minus that of eased or reverse)
from
2008-Q2=0
to
2025-Q1=0
min:
-28.571
max:
14.286
avg:
-2.521
σ:
8.466
Add to cartDownload
[Q.AT.ALL.BC.E.Z.B3.MA.S.DINX]Quarterly – Austria – All banks – Impact of bank competition – Enterprise – Not applicable – Backward looking three months – Margins on average loans – Loan supply – Diffusion index
from
2022-Q2=-6.25
to
2025-Q1=-12.5
min:
-12.5
max:
6.25
avg:
-2.083
σ:
5.893
Add to cartDownload
[Q.AT.ALL.BC.E.Z.B3.MA.S.FNET]Quarterly – Austria – All banks – Impact of bank competition – Enterprise – Not applicable – Backward looking three months – Margins on average loans – Loan supply – Net percentage (frequency of tightened minus that of eased or reverse)
from
2022-Q2=-12.5
to
2025-Q1=-25
min:
-25
max:
12.5
avg:
-4.167
σ:
11.785
Add to cartDownload
[Q.AT.ALL.BC.E.Z.B3.MR.S.DINX]Quarterly – Austria – All banks – Impact of bank competition – Enterprise – Not applicable – Backward looking three months – Margins on riskier loans – Loan supply – Diffusion index
from
2022-Q2=0
to
2025-Q1=0
min:
-6.25
max:
6.25
avg:
1.042
σ:
3.455
Add to cartDownload
[Q.AT.ALL.BC.E.Z.B3.MR.S.FNET]Quarterly – Austria – All banks – Impact of bank competition – Enterprise – Not applicable – Backward looking three months – Margins on riskier loans – Loan supply – Net percentage (frequency of tightened minus that of eased or reverse)
from
2022-Q2=0
to
2025-Q1=0
min:
-12.5
max:
12.5
avg:
2.083
σ:
6.91
Add to cartDownload
[Q.AT.ALL.BC.E.Z.B3.ST.S.DINX]Quarterly – Austria – All banks – Impact of bank competition – Enterprise – Not applicable – Backward looking three months – Credit standards – Loan supply – Diffusion index
from
2003-Q1=10
to
2025-Q1=0
min:
-30
max:
10
avg:
-3.929
σ:
7.856
Add to cartDownload
[Q.AT.ALL.BC.E.Z.B3.ST.S.FNET]Quarterly – Austria – All banks – Impact of bank competition – Enterprise – Not applicable – Backward looking three months – Credit standards – Loan supply – Net percentage (frequency of tightened minus that of eased or reverse)
[Q.AT.ALL.BC.E.LE.B3.ST.S.DINX]Quarterly – Austria – All banks – Impact of bank competition – Enterprise – Large enterprises – Backward looking three months – Credit standards – Loan supply – Diffusion index
from
2008-Q2=0
to
2025-Q1=0
min:
-20
max:
10
avg:
-2.637
σ:
6.211
Add to cartDownload
[Q.AT.ALL.BC.E.LE.B3.ST.S.FNET]Quarterly – Austria – All banks – Impact of bank competition – Enterprise – Large enterprises – Backward looking three months – Credit standards – Loan supply – Net percentage (frequency of tightened minus that of eased or reverse)
from
2008-Q2=0
to
2025-Q1=0
min:
-40
max:
20
avg:
-5.273
σ:
12.422
Add to cartDownload
[Q.AT.ALL.BC.E.SME.B3.ST.S.DINX]Quarterly – Austria – All banks – Impact of bank competition – Enterprise – Small and medium-sized enterprises – Backward looking three months – Credit standards – Loan supply – Diffusion index
from
2008-Q2=0
to
2025-Q1=0
min:
-14.286
max:
7.143
avg:
-1.261
σ:
4.233
Add to cartDownload
[Q.AT.ALL.BC.E.SME.B3.ST.S.FNET]Quarterly – Austria – All banks – Impact of bank competition – Enterprise – Small and medium-sized enterprises – Backward looking three months – Credit standards – Loan supply – Net percentage (frequency of tightened minus that of eased or reverse)
from
2008-Q2=0
to
2025-Q1=0
min:
-28.571
max:
14.286
avg:
-2.521
σ:
8.466
Add to cartDownload
[Q.AT.ALL.BC.E.Z.B3.MA.S.DINX]Quarterly – Austria – All banks – Impact of bank competition – Enterprise – Not applicable – Backward looking three months – Margins on average loans – Loan supply – Diffusion index
from
2022-Q2=-6.25
to
2025-Q1=-12.5
min:
-12.5
max:
6.25
avg:
-2.083
σ:
5.893
Add to cartDownload
[Q.AT.ALL.BC.E.Z.B3.MA.S.FNET]Quarterly – Austria – All banks – Impact of bank competition – Enterprise – Not applicable – Backward looking three months – Margins on average loans – Loan supply – Net percentage (frequency of tightened minus that of eased or reverse)
from
2022-Q2=-12.5
to
2025-Q1=-25
min:
-25
max:
12.5
avg:
-4.167
σ:
11.785
Add to cartDownload
[Q.AT.ALL.BC.E.Z.B3.MR.S.DINX]Quarterly – Austria – All banks – Impact of bank competition – Enterprise – Not applicable – Backward looking three months – Margins on riskier loans – Loan supply – Diffusion index
from
2022-Q2=0
to
2025-Q1=0
min:
-6.25
max:
6.25
avg:
1.042
σ:
3.455
Add to cartDownload
[Q.AT.ALL.BC.E.Z.B3.MR.S.FNET]Quarterly – Austria – All banks – Impact of bank competition – Enterprise – Not applicable – Backward looking three months – Margins on riskier loans – Loan supply – Net percentage (frequency of tightened minus that of eased or reverse)
from
2022-Q2=0
to
2025-Q1=0
min:
-12.5
max:
12.5
avg:
2.083
σ:
6.91
Add to cartDownload
[Q.AT.ALL.BC.E.Z.B3.ST.S.DINX]Quarterly – Austria – All banks – Impact of bank competition – Enterprise – Not applicable – Backward looking three months – Credit standards – Loan supply – Diffusion index
from
2003-Q1=10
to
2025-Q1=0
min:
-30
max:
10
avg:
-3.929
σ:
7.856
Add to cartDownload
[Q.AT.ALL.BC.E.Z.B3.ST.S.FNET]Quarterly – Austria – All banks – Impact of bank competition – Enterprise – Not applicable – Backward looking three months – Credit standards – Loan supply – Net percentage (frequency of tightened minus that of eased or reverse)