Survey on the Access to Finance of SMEs [SAFE]
Updated on DBnomics on March 14, 2023 (6:50 AM)
Frequency
[FREQ]
Reference area
[REF_AREA]
Firm size (SAFE)
[FIRM_SIZE]
Firm economic activity (SAFE)
[FIRM_SECTOR]
Firm turnover (SAFE)
[FIRM_TURNOVER]
Firm age (SAFE)
[FIRM_AGE]
Firm other breakdowns (ownership, export) (SAFE)
[FIRM_OWNERSHIP]
SAFE question
[SAFE_QUESTION]
SAFE question related item
[SAFE_ITEM]
SAFE answer
[SAFE_ANSWER]
SAFE filter - applicable answer
[SAFE_FILTER]
Denomination in SAFE context
[SAFE_DENOM]
Dataset has 190,548 series. Add search filters to narrow them.
- Half-yearly – Austria – Small and medium-sized enterprises – All sectors – All turnover breakdowns included – All ages included – All types of ownership, all export classes included – D0. Characteristics of the firm - country of residence – Not applicable – Total – Including not applicable responses – Unweighted number of responses
[ECB/SAFE/H.AT.SME.A.0.0.0.D0.ZZZZ.NT.AL.UN]
- Half-yearly – Austria – Small and medium-sized enterprises – All sectors – All turnover breakdowns included – All ages included – All types of ownership, all export classes included – D0. Characteristics of the firm - country of residence – Not applicable – Total – Including not applicable responses – Weighted number of responses
[ECB/SAFE/H.AT.SME.A.0.0.0.D0.ZZZZ.NT.AL.WN]
- Half-yearly – Austria – Small and medium-sized enterprises – All sectors – All turnover breakdowns included – All ages included – All types of ownership, all export classes included – D1. Characteristics of the firm - size – Not applicable – Medium-sized firms – Including not applicable responses – Weighted percentage of responses
[ECB/SAFE/H.AT.SME.A.0.0.0.D1.ZZZZ.MED.AL.WP]
- Half-yearly – Austria – Small and medium-sized enterprises – All sectors – All turnover breakdowns included – All ages included – All types of ownership, all export classes included – D1. Characteristics of the firm - size – Not applicable – Micro firms – Including not applicable responses – Weighted percentage of responses
[ECB/SAFE/H.AT.SME.A.0.0.0.D1.ZZZZ.MIC.AL.WP]
- Half-yearly – Austria – Small and medium-sized enterprises – All sectors – All turnover breakdowns included – All ages included – All types of ownership, all export classes included – D1. Characteristics of the firm - size – Not applicable – Total – Including not applicable responses – Unweighted number of responses
[ECB/SAFE/H.AT.SME.A.0.0.0.D1.ZZZZ.NT.AL.UN]
- Half-yearly – Austria – Small and medium-sized enterprises – All sectors – All turnover breakdowns included – All ages included – All types of ownership, all export classes included – D1. Characteristics of the firm - size – Not applicable – Total – Including not applicable responses – Weighted number of responses
[ECB/SAFE/H.AT.SME.A.0.0.0.D1.ZZZZ.NT.AL.WN]
- Half-yearly – Austria – Small and medium-sized enterprises – All sectors – All turnover breakdowns included – All ages included – All types of ownership, all export classes included – D1. Characteristics of the firm - size – Not applicable – Small firms – Including not applicable responses – Weighted percentage of responses
[ECB/SAFE/H.AT.SME.A.0.0.0.D1.ZZZZ.SML.AL.WP]
- Half-yearly – Austria – Small and medium-sized enterprises – All sectors – All turnover breakdowns included – All ages included – All types of ownership, all export classes included – D2. Characteristics of the firm - autonomous – Not applicable – Not autonomous (subsidiary or branch) – Including not applicable responses – Weighted percentage of responses
[ECB/SAFE/H.AT.SME.A.0.0.0.D2.ZZZZ.B1.AL.WP]
- Half-yearly – Austria – Small and medium-sized enterprises – All sectors – All turnover breakdowns included – All ages included – All types of ownership, all export classes included – D2. Characteristics of the firm - autonomous – Not applicable – Autonomous firm – Including not applicable responses – Weighted percentage of responses
[ECB/SAFE/H.AT.SME.A.0.0.0.D2.ZZZZ.B2.AL.WP]
- Half-yearly – Austria – Small and medium-sized enterprises – All sectors – All turnover breakdowns included – All ages included – All types of ownership, all export classes included – D2. Characteristics of the firm - autonomous – Not applicable – Subsidiary – Including not applicable responses – Weighted percentage of responses
[ECB/SAFE/H.AT.SME.A.0.0.0.D2.ZZZZ.B4.AL.WP]
Showing results 1 - 10 / 190,548
Dimension codes and labels
[FREQ] Frequency
- [H] Half-yearly
[REF_AREA] Reference area
- [AT] Austria
- [BE] Belgium
- [DE] Germany
- [ES] Spain
- [FI] Finland
- [FR] France
- [GR] Greece
- [IE] Ireland
- [IT] Italy
- [NL] Netherlands
- [PT] Portugal
- [SK] Slovakia
- [T2] Euro area countries except Germany, France, Italy and Spain
- [U2] Euro area (changing composition)
[FIRM_SIZE] Firm size (SAFE)
- [ALL] All firm sizes
- [LAR] Large firms
- [MED] Medium-sized firms
- [MIC] Micro firms
- [SME] Small and medium-sized enterprises
- [SML] Small firms
[FIRM_SECTOR] Firm economic activity (SAFE)
- [A] All sectors
- [C] Construction sector
- [I] Industry sector
- [S] Services sector [excluding trade]
- [T] Trade sector
[FIRM_TURNOVER] Firm turnover (SAFE)
- [0] All turnover breakdowns included
- [1] Turnover of up to 2 million euros
- [2] Turnover of more than 2 million and up to 10 million euros
- [3] Turnover of more than 10 million and up to 50 million euros
- [4] Turnover of more than 50 million euros
- [9] Do not know firm turnover/No answer
[FIRM_AGE] Firm age (SAFE)
- [0] All ages included
- [1] Created 10 years ago or more
- [2] Created between 5 and 9 years ago
- [3] Created between 2 and 4 years ago
- [4] Created less than 2 years ago
- [9] Do not know firm age/No answer
[FIRM_OWNERSHIP] Firm other breakdowns (ownership, export) (SAFE)
- [0] All types of ownership, all export classes included
[SAFE_QUESTION] SAFE question
- [D0] D0. Characteristics of the firm - country of residence
- [D1] D1. Characteristics of the firm - size
- [D2] D2. Characteristics of the firm - autonomous
- [D2A] D2A. Location of the parent company
- [D3] D3. Characteristics of the firm - main activity
- [D4] D4. Characteristics of the firm - turnover
- [D5] D5. Characteristics of the firm - age
- [D6] D6. Characteristics of the firm - ownership
- [D6B] D6B. Characteristics of the firm - gender
- [D7] D7. Percentage of export in total turnover
- [FG] Financing gap
- [FOB] Financing obstacles - broad definition
- [Q0] Q0. Most pressing problem
- [Q0B] Q0b. Pressingness of problems that the firm is facing
- [Q1] Q1. New developments in the firm
- [Q10] Q10. Financing applied - conditions
- [Q11] Q11. External financing - factors
- [Q12] Q12. Loan size
- [Q14] Q14. Loan purpose
- [Q16] Q16. Growth of the firm
- [Q17] Q17. Turnover growth - expectations
- [Q19] Q19. Confidence in negotiations
- [Q2] Q2. Firm income generation indicators
- [Q20] Q20. Financing growth - instruments
- [Q21] Q21. Financing growth - amount
- [Q22] Q22. Financing growth - the most important limitation
- [Q23] Q23. External financing - expectations
- [Q24] Q24. Importance of factors in the future financing of the firm
- [Q26] Q26. Turnover - expectations
- [Q32] Q32. Most important reason for bank loans being not relevant
- [Q4] Q4. Financing structure
- [Q5] Q5. External financing - needs
- [Q6] Q6. External financing - impact
- [Q6A] Q6A. Purpose of financing
- [Q7A] Q7A. Financing applied
- [Q7B] Q7B. Financing applied - outcome
- [Q8A] Q8A. Size of the last bank loan obtained in the last 6 months
- [Q8B] Q8B. Interest rate charged for the credit line or bank overdraft
- [Q9] Q9. Financing applied - availability
[SAFE_ITEM] SAFE question related item
- [10A] Level of interest rates
- [10B] Level of the cost of financing other than interest rates (charges, fees, commisions)
- [10C] Available size of loan or credit line
- [10D] Available maturity of the loan
- [10E] Collateral requirements
- [10F] Other terms and conditions of the bank financing, e.g. loan covenants, required guarantees, information requirements, procedures, time required for loan approval
- [11A] General economic outlook, to obtain external financing
- [11B] Access to public financial support including guarantees
- [11C] Your firm-specific outlook
- [11D] Your firm own capital
- [11E] Your firm credit history
- [11F] Willingness of banks to provide credit
- [11G] Willingness of business partners to provide trade credit
- [11H] Willingness of investors to invest in your enterprise
- [16A] In terms of employment regarding the number of full time or full-time equivalent employees
- [16B] In terms of turnover
- [19A] With banks
- [19B] With equity investors/ venture capital firms
- [1A] A new or significantly improved product or service to the market
- [1B] A new or significantly improved production process or method
- [1C] A new organisation of management
- [1D] A new way of selling your goods or services
- [22A] Bank or other loan
- [22B] Equity investment or mezzanine
- [24A] Guarantees for loans
- [24B] Measures to facilitate equity investments
- [24C] Export credits or guarantees
- [24D] Tax incentives
- [24E] Business support services
- [24F] Making existing public measures easier to obtain
- [2A] Turnover
- [2B] Labour cost (including social contributions)
- [2C] Other costs influencing income generation (e.g. materials, energy, other)
- [2D] Interest expenses
- [2E] Profit
- [2F] Profit margin
- [2G] Fixed investment
- [2H] Inventories and working capital
- [2I] Number of employees
- [2J] Debt compared to assets
- [6A] Fixed Investment
- [6B] Inventories and working capital
- [6C] Availability of internal funds
- [6D] Mergers and acquisitions and corporate restructuring
- [6_1] Fixed Investment
- [6_2] Inventories and working capital
- [6_3] Hiring and training of employees
- [6_4] Developing and launching new products or services
- [6_5] Refinancing or paying off obligations
- [FBLN] Bank loan
- [FDSE] Debt securities issued
- [FEQI] Equity investments in your firm
- [FFAC] Factoring
- [FGSL] Grants or subsidised bank loan
- [FIFN] Internal funds (retained earnings or sale of assets)
- [FLEH] Leasing or hire-purchase
- [FLHF] Leasing or hire-purchase or factoring
- [FOLN] Other loans
- [FOTH] Other types of financing n.e.i.
- [FOVD] Credit line, bank overdraft or credit cards overdraft
- [FSPL] Subordinated loans, participating loans, preferred stocks or similar financing instruments
- [FTCR] Trade credit
- [FXXX] Did not use external financing
- [K1] Working capital
- [K2] Land/buildings or Equipment/vehicles
- [K3] Research and development or intellectual property
- [K4] Promotion
- [K5] Staff training
- [K6] Buying another business
- [N8] Other
- [N9] Do not know
- [P1] Finding customers
- [P2] Competition
- [P3] Access to finance
- [P4] Costs of production or labour
- [P5] Availability of skilled staff or experienced managers
- [P6] Regulation
- [ZZZZ] Not applicable
[SAFE_ANSWER] SAFE answer
- [AT] Austria
- [B1] Not autonomous (subsidiary or branch)
- [B2] Autonomous firm
- [B4] Subsidiary
- [B5] Branch
- [BE] Belgium
- [C] Construction sector
- [CT1] The same country
- [CT2] Different country in the euro area
- [CT3] Different country in EU member state not belonging to euro area (changing composition)
- [CT4] Different country outside EU
- [CY] Cyprus
- [D1] Turnover of up to 2 million euros
- [D2] Turnover of more than 2 million and up to 10 million euros
- [D3] Turnover of more than 10 million and up to 50 million euros
- [D4] Turnover of more than 50 million euros
- [D5] Turnover of up to 500 thousand euros
- [D6] Turnover of more than 500 thousand and up to 1 million euros
- [D7] Turnover of more than 1 million and up to 2 million euros
- [DE] Germany
- [E1] Created 10 years ago or more
- [E2] Created between 5 and 9 years ago
- [E3] Created between 2 and 4 years ago
- [E4] Created less than 2 years ago
- [EE] Estonia
- [ES] Spain
- [EX1] 0% - no export of goods and services
- [EX2] Less than 25%
- [EX3] Between 25% and 50%
- [EX4] Over 50%
- [F1] Ownership listed on the stock market
- [F2] Ownership family or entrepreneurs
- [F3] Ownership other firms or business associates
- [F4] Ownership venture capital firms or business angels
- [F5] Ownership a natural person, one owner only
- [FI] Finland
- [FR] France
- [G1] Male
- [G2] Female
- [GR] Greece
- [H1] Yes
- [H2] No
- [I] Industry sector
- [IE] Ireland
- [IT] Italy
- [L1] Level 1 out of 10, not at all
- [L10] Level 10 out of 10, extreme
- [L2] Level 2 out of 10
- [L3] Level 3 out of 10
- [L4] Level 4 out of 10
- [L5] Level 5 out of 10
- [L6] Level 6 out of 10
- [L7] Level 7 out of 10
- [L8] Level 8 out of 10
- [L9] Level 9 out of 10
- [LAR] Large firms
- [LU] Luxembourg
- [M1] Over 20% per year
- [M2] Less than 20% per year
- [M3] No growth
- [M4] Got smaller or will become smaller
- [MED] Medium-sized firms
- [MIC] Micro firms
- [MT] Malta
- [N1] Increased, improved or will improve
- [N2] Remained unchanged or will remain unchanged
- [N3] Decreased, deteriorated or will deteriorate
- [N7] Not applicable to the firm
- [N8] Other
- [N9] Do not know
- [N99] Relevant but do not know if used
- [NL] Netherlands
- [NN] Net (increased minus decreased responses)
- [NT] Total
- [P1] Finding customers
- [P2] Competition
- [P3] Access to finance
- [P4] Costs of production or labour
- [P5] Availability of skilled staff or experienced managers
- [P6] Regulation
- [PT] Portugal
- [R1] Applied
- [R2] Did not apply because of possible rejection
- [R3] Did not apply because of sufficient internal funds
- [R4] Did not apply for other reasons
- [S] Services sector [excluding trade]
- [S1] Applied and got everything
- [S2] Applied but only got part of it
- [S3] Applied but refused because cost too high
- [S4] Applied but was rejected
- [S5] Applied and got most of it
- [S6] Applied but only got a limited part of it
- [S8] Application is still pending
- [SI] Slovenia
- [SK] Slovakia
- [SME] Small and medium-sized enterprises
- [SML] Small firms
- [T] Trade sector
- [T2] Euro area countries except Germany, France, Italy and Spain
- [V1] Used
- [V2] Did not use but relevant
- [V3] Relevant
- [W1] There are no obstacles
- [W2] Insufficient collateral or guarantee
- [W3] Interest rates or price too high
- [W4] Reduced control over the firm
- [W5] Financing not available at all
- [W6] Too much paper work
- [W7] No bank loans available
- [W8] No need for this type of financing
- [X1] Bank loan
- [X2] Loan from other sources
- [X3] Equity investment
- [X4] Subordinated loans, participating loans, preferred stocks or similar financing instruments
- [Y1] We did not take a loan
- [Y2] Up to EUR 25,000
- [Y3] More than EUR 25,000 and up to EUR 100,000
- [Y4] 100 000 - 1 million euros
- [Y5] Over EUR 1 million
- [Y6] More than EUR 100,000 and up to EUR 250,000
- [Y7] More than EUR 250,000 and up to EUR 1 million
[SAFE_FILTER] SAFE filter - applicable answer
- [AL] Including not applicable responses
- [FL] Excluding not applicable responses
[SAFE_DENOM] Denomination in SAFE context
- [UN] Unweighted number of responses
- [WA] Weighted average
- [WM] Weighted median
- [WN] Weighted number of responses
- [WP] Weighted percentage of responses